USDA Loans
Unlock Big Opportunities with USDA Loans for Hotel Projects.
Dreaming of expanding your hospitality portfolio in rural America? The USDA Business & Industry (B&I) Loan Program offers financing solutions for hotel development, acquisition, renovation, and refinancing in qualifying rural areas.
Why Choose a USDA Loan for Your Hotel Project?
Up to $25 Million in Financing, per Hotel Project
Generous loan amounts available for hotel projects in eligible rural areas.
Competitive Interest Rates
Backed by the U.S. Department of Agriculture, making capital more affordable.
Long-Term, Flexible Repayment Options
Terms up to 30 years, reducing monthly payments and improving cash flow.
Use for New Construction, Acquisition, Refinance, or Expansion
Perfect for boutique hotels, franchise operators, and hospitality groups.
High Leverage – Up to 80% LTV
Preserve your working capital with minimal equity injection required.
Eligibility
Who Qualifies?
- Hotel owners looking to expand or renovate
- Developers planning new hotel projects in rural areas
- Real estate investors acquiring hospitality assets
- Operators seeking refinancing opportunities
Eligibility tip
What Is a "Rural" Area?
More than 95% of U.S. land qualifies as rural under USDA guidelines. Many communities with populations under 50,000 may qualify. Let us help you check your property's eligibility quickly and for free.
Let's build something great together
Whether you're a seasoned investor or a first-time developer, our USDA loan specialists are ready.
- Pre-qualification in 24–48 hours
- Full support from application through closing
- Nationwide USDA lending experience
USDA loan inquiry